What Is The Best Prepaid Debit Card With No Monthly Fee?

Can I deposit a prepaid debit card?

You can usually add money to your prepaid card in several ways.

Transfer money from a checking account or another prepaid card.

Buy a “reload pack” to add a certain amount to your card.

Add funds at certain retail locations or at the financial institution that provides the card..

How much is a reloadable Visa card?

To add cash to a reloadable prepaid card, either take the card to a participating retailer that can swipe it and add money directly to the balance or buy a Reloadit card for a two-step process. If you opt for the later, purchase a Reloadit pack for as little as $20 or as much as $500 plus the purchase fee of $3.95.

How much money can you put on a prepaid card?

The daily cash load limit doesn’t apply to other methods of adding money to the prepaid debit card, like direct deposit, bank transfers, or mobile check deposits. Cash load limits range from $500 per day to as much as $10,000.

Does Walmart sell prepaid credit cards?

Who Can Get a Walmart MoneyCard. Anyone 18 and over can buy and use the Walmart MoneyCard. Because the MoneyCard is a prepaid debit card, there’s no credit check or bank account needed. You can get multiple cards for a single account – all fees and purchases will be drawn from that account.

What is the best reloadable debit card at Walmart?

Best for Walmart Shoppers: Walmart MoneyCard The Walmart MoneyCard is one of the few prepaid cards that offer rewards, although there is an annual cap on them. Even if you can’t get the monthly fee waived, the annual rewards are enough to pay for it.

What prepaid cards are free?

17 Best Prepaid Debit Cards with No Fees for 2021Best with No Monthly Fees: NetSpend® Visa® Prepaid Card.Best with No PIN Transaction Fees: PayPal Prepaid Mastercard®Best with No Signature Transaction Fees: NetSpend® Visa® Prepaid Card.Best with No Reload Fees: NetSpend® Visa® Prepaid Card.More items…•

How much money can I put on a netspend card?

When you deposit money, the most you can load via cash at any given time is $7,500 per day. The maximum you can load in a 30-day period is $15,000.

How can I get a free prepaid card?

There are plenty of ways you can get free prepaid Visa cards online….Swagbucks. Swagbucks is a popular site that offers lots of ways to earn points that you can exchange for everything from free Visa gift cards to cash. … Ibotta. … SurveyJunkie. … Springboard America. … Prize Rebel. … Vindale Research. … Opinion Outpost. … iSurveyWorld.More items…•

Are prepaid cards safe?

With prepaid debit cards, you only spend money that’s loaded on the card. … Keeping money safe when traveling. Prepaid debit cards are easily used overseas. And there’s another upside: If your card is stolen, your losses are limited to the amount on your card.

What is the highest limit prepaid card?

5 No Limit/High Limit Prepaid Debit CardsWhy a High Limit Card?Best No Limit/High Limit Prepaid Debit Cards.PayPal Prepaid Mastercard – $15,000.Brink’s Prepaid Mastercard – $15,000 Limit.Netspend Prepaid Visa – $15,000.NexsCard Prepaid Visa – $20,000 Limit.CashPass Visa – $20,000 Limit.

Do you have to pay for a prepaid card?

Prepaid cards are more like debit than credit. They can be an alternative to using banks. … You won’t pay interest on prepaid cards, but there are fees. Shop around to find the best deal, as prepaid card options vary.

What is the fee for a $500 Visa gift card?

Do All Visa Gift Cards Have A Fee Gift card values from $10.00 to $74.99 have a $2.95 fee. Gift card values from $75.00 to $149.99 have a $3.95 fee. Gift card values from $150 to $249.99 have a $4.95 fee. Gift card values from $250.00 to $349.99 have a $5.95 fee.

How much money can you put on a Walmart prepaid Visa card?

Load/Reload Limitations. The maximum daily cash reload limit is $3,000, but maximum in-store reload limits also apply, and you may not load cash to your Card at any time the funds balance on your Card exceeds $3,000.

What is the best reloadable debit card?

The 7 Best Prepaid Debit Cards of 2021American Express Serve FREE Reloads: Best for Cash Reloads.American Express Serve Cash Back: Best for Cash Rewards.Netspend Prepaid: Best for Direct Deposits.Starbucks Rewards Visa Prepaid Card: Best for No Fees.Akimbo Prepaid MasterCard: Best for Budgeting.More items…

Do all prepaid cards have monthly fees?

A monthly fee is a fixed fee you pay each month even if you don’t use the card. The fee is automatically deducted from your account balance. … For example, some prepaid cards waive the monthly fee if you have your pay or benefits directly deposited into your prepaid account.

How do you win a prepaid card?

Check out these 16 ways to earn free gift cards:Refer a friend for a service or credit card you love. … Trade in your old electronics for gift cards at Target, Walmart, and more. … Earn $20 gift cards when you cash out your Ibotta rebates. … Earn free gift cards from Shopkick when you do your weekly grocery shopping.More items…•

Can the government track prepaid cards?

A) Yes, they do keep track of purchases. Almost all prepaid gift cards require some form of registration where they collect different data about you: name, address, zip code, phone number, etc.

What prepaid card has no monthly fee?

NetspendWhich Prepaid Card Has No Monthly Fee? If you prefer pay-as-you-go rather than a monthly maintenance fee, the Netspend® Visa® Prepaid Card and the Bluebird® by American Express card fit the bill. The Bluebird card does not charge monthly fees or purchase transaction fees.