Quick Answer: What Is The Difference Between Amazon Store Card And Amazon Prime?

Does applying for Amazon card hurt credit?

However, applying for a credit card, whether or not you are approved, does impact your score temporarily.

These inquiries stay on your credit report for two years, although it is reported that the inquiries only affect your FICO credit score for one year..

Does the Amazon Prime store card build credit?

Amazon will report your balance and payment information to the major consumer credit bureaus (Experian, TransUnion and Equifax). And with responsible use, the card will add to your positive credit information and you could see your credit score climb.

What credit score do you need for Amazon card?

640 or higherA score of 640 or higher is the credit score needed for the Amazon Store Card. The better your credit score is, the higher your approval odds will be.

Which Amazon card is easiest?

It’s easier to get approved for the Amazon Store Card, which requires just fair credit, while you’ll need at least good credit to get the Amazon Credit Card. The Amazon Credit Card also offers better rewards and a better initial bonus if you have Amazon Prime ($100 gift card vs.

Which Amazon credit card is better?

The Amazon Prime Rewards Visa Signature Card is the best credit card for Amazon purchases. It has $0 (other than the $119 Amazon Prime subscription). It also offers 5% back at Amazon and Whole Foods Market with an eligible Prime membership*. 2% back at restaurants, gas stations, and drugstores*.

Is the Amazon store card a credit card?

And since it’s a traditional credit card, interest only accrues on actual balances you owe. Plus, the standard APR falls within a more reasonable range of 14.49% to 22.49%, based on your creditworthiness. That’s not great, but it’s better than the 26.24% APR the Amazon.com Store Card offers.

Does Amazon Prime store card have annual fee?

There is no annual fee associated with an Amazon Store Card account. See the APR for new accounts at the beginning of the special financing and equal monthly payments section above.

Who accepts Amazon Prime store card?

The Amazon Store Card and Amazon Credit Builder can be used on most purchases on Amazon.com, Audible.com and with select Pay With Amazon merchants with the exception of a few items and services. Items that currently may not be purchased with an Amazon Store Card and Amazon Credit Builder include: Rentals.

Is the Amazon Prime store card worth it?

So it’s definitely worth it. You just need to pair it with a Visa or Mastercard that allows you to maximize the rewards you earn on all of your other purchases. Don’t use it for financing. The Amazon Store Card offers 0% financing for 6 to 24 months, depending on what you buy and how much it costs.

Can I use my Amazon Prime card anywhere?

You can use this card anywhere Visa is accepted But you can use the Amazon Prime Rewards Visa Signature Card for purchases anywhere that Visa is accepted.

Does Amazon store card do a hard pull?

Yes, the Amazon Store Card will do a hard pull. You will need a credit score of at least 640 to get it, which is on par with what most store cards require. There is no way to pre-qualify for the Amazon Store Card.

How does the Amazon Prime card work?

About the card The Amazon Prime Store Card is helpful for people who frequently shop online. The card is issued by Synchrony Bank and offers 5% back on all purchases. The card can only be used on Amazon purchases, and it has promotional no-interest financing available for big-ticket items.

Which Amazon card is easiest to get?

If you’re an Amazon Prime member, go with the Amazon Prime Rewards Visa Signature Card. Otherwise, your decision is easy: Choose the Amazon Rewards Visa Signature Card.

What bank is Amazon credit card through?

JPMorgan Chase BankAmazon Rewards Visa Signature credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.