Quick Answer: Is SBI Prime Card Good?

Which credit card is best without annual fee?

Best Credit Card in India with No Annual Fee:Credit CardBest ForKotak Fortune Gold Credit CardHigh cash limit, Fuel, Movie ticketsYES Prosperity Reward Plus CardOnline shopping, International usageICICI Bank Platinum Chip Credit CardDining, Fuel, RewardsYES First PreferredTravel, Entertainment, Shopping, Dining5 more rows.

How can I increase my SBI prime credit limit?

Though all eligible customers are informed via SMS, alternatively you can also check your eligibility for Pre approved credit increase offer. Login to sbicard.com and click on ‘Offers’ or ‘Benefits’ tab on left hand side. Check for any credit limit increase offer on your account & click on the ‘Submit’ button.

What is the Prime Visa card?

The Amazon Prime Rewards Visa Signature Card is a credit card offered by Amazon and Chase that has no annual fee, but requires a valid Amazon Prime membership. If you’re an Amazon Prime member and buy a lot on Amazon, this card might be a great fit for all those Amazon purchases.

What is minimum balance in SBI?

In March this year, SBI had announced that it will waive charges for non-maintenance of average monthly balance (AMB) for all savings bank accounts. Earlier, SBI savings bank customers had to maintain average monthly balance of ₹3000, ₹2000 and ₹1000 in metro, semi urban and rural areas respectively.

Which credit card is best HDFC or SBI?

List of 10 Best Credit Cards in India for 2020Top 10 Credit CardsAnnual FeeMinimum Income Required#HDFC Regalia Credit CardRs. 2,500Rs. 90,000 p.m.Amazon Pay ICICI Bank Credit CardNilCommunicated at the time of sourcingSimplyCLICK SBI CardRs. 499*Rs. 20,000 p.m.YES FIRST Preferred Credit CardNilRs. 1,20,000 p.m.6 more rows

What are the top 3 credit cards?

Best Credit Cards of December 2020Capital One Venture Rewards Credit Card, Best feature: Travel rewards.Chase Sapphire Preferred® Card, Best feature: Travel rewards.Chase Freedom Flex℠, Best feature: Wide range of cash back rewards.Chase Freedom Unlimited®, Best feature: Flexible cash back rewards.More items…

How can I avoid SBI credit card annual fee?

The option of “lifetime free” scheme on any SBI credit card does have an annual fee. The annual charge is generally Rs. 499, which can be reversed if you spend a particular amount within the course of one year.

Which SBI credit card is best for low income?

Top Low Income Credit CardsCredit Card VariantAnnual FeeCategorySimplyCLICK SBI CardRs.499Online ShoppingSimplySAVE SBI CardRs.499Daily shoppingHDFC Bharat CashBack CardRs.500CashbackHDFC Freedom CardRs.500Rewards6 more rows

Which bank is better for home loan SBI or HDFC?

Which is a better bank for Home Loan – HDFC or SBI? HDFC offers lower Home Loan EMI at ₹ 659 on a Home Loan for 30 Years as compared to SBI with a minimum EMI of ₹ 662 for 30 Years. Average customer ratings for HDFC is currently at 4.5/5.0 which makes it a good choice for taking a Home Loan.

What is the limit of SBI prime credit card?

TitleDetailsCash Advance LimitUp to 80% of the credit limit, maximum Rs. 15,000 per dayCash Advance Fee SBI or Other Domestic ATMs2.5% of withdrawal or Rs. 300 per transaction, whichever is higherCash Advance fee International ATMs3.0% of withdrawal or Rs. 300 per transaction, whichever is higher8 more rows

Which card is better in SBI?

Other Popular SBI Credit Cards in India for 2020Credit CardAnnual Fee (in Rs.)Best Suited ForAir India SBI Platinum Credit Card1,499TravelSBI StyleUp Contactless Card499ShoppingYatra SBI Card499TravelClub Vistara SBI Card PRIME2,999Travel & Rewards1 more row•7 days ago

What is SBI prime card?

The SBI Card PRIME is among the premium credit cards offered by SBI which is curated specifically for frequent travelers and for the people who make most of their purchases online. This voucher can be redeemed on purchases made at Bata, Marks and Spencer, Hush Puppies, Pantaloons, Yatra.com and Shoppers Stop.

Which bank credit card is best?

Best Credit Cards Based on Top CategoriesCredit CardBest ForIndianOil Citi Platinum Credit CardFuelAxis Bank Neo Credit CardCashback, Hotel, MoviesHDFC Bank Diners ClubMiles CardLounge AccessCiti Rewards Credit CardRewards9 more rows

What is minimum average balance in SBI?

Currently, SBI savings bank account customers need to maintain an average monthly balance of Rs 3,000 in metro, Rs 2,000 in Semi urban and Rs 1,000 in rural areas. Further, the bank used to levy a penalty of Rs 5 to Rs 15 + taxes on non-maintenance of average monthly balance as stated above.

What are the benefits of SBI prime card?

PRIME RewardsEarn 2 Reward Points per Rs. … Pay your card outstanding with Reward Points. … 1% Fuel Surcharge Waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps. (More items…

What is the minimum balance required in saving account in SBI Card prime?

Currently, SBI customers have to maintain Average Monthly Balance (AMB) of Rs 3,000, Rs 2,000 and Rs 1,000 in metro, semi urban and rural areas, respectively.

Which is better SBI Visa or MasterCard?

1. RuPay Card is an Indian Domestic Debit Card whereas Visa or MasterCard is an International System debit card. 2. … Since every transaction through RuPay will take place within India, the banks will have to pay less service charges to the payment gateway as compared to Visa, MasterCard.

Which is better HDFC or Icici Bank?

Employee Ratings. ICICI Bank scored higher in 2 areas: Work-life balance and % Recommend to a friend. HDFC Bank scored higher in 6 areas: Overall Rating, Career Opportunities, Compensation & Benefits, Senior Management, CEO Approval and Positive Business Outlook. Both tied in 1 area: Culture & Values.

Which is better Visa or MasterCard?

The truth is both types of cards are widely accepted abroad, and are therefore better choices for international travel than Amex or Discover. As noted above, Mastercard may offer a slightly better exchange rate than Visa, but if you don’t travel frequently, it probably won’t make a huge difference.

Does credit limit increase automatically?

If you have a credit card in good standing, there are generally two ways to get a credit limit increase. Your credit card company may decide to automatically increase your credit limit. This decision could depend on factors like how long your account has been open and whether you’ve used your credit responsibly.

What is the minimum balance in SBI current account?

SBI Current Account Minimum Balance and ChargesSBI Current AccountSBI Current Account Minimum BalanceNon Maintenance ChargesRegular Current AccountRs. 10,000Non Rural – Rs. 5,000 Rural – Rs. 2,500